Company NMLS # 3274. The information provided herein has been prepared by a third party company and has been distributed for educational purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction. I am authorized to conduct business in the state of Nevada, Arizona, Utah, and California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CA­DOC314385; NV­46081; NV Banker #1076; NV Broker #1141